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insurance law

Personal injury and property damage law explained by San Diego attorney Evan W. Walker.

Is Covid-19 “Physical Loss or Damage” to Property?
April 22, 2020

Is Covid-19 “Physical Loss or Damage” to Property?

Judge a man by his questions Rather than by his answers. -Voltaire A fundamental coverage question is whether covid-19 can be considered a "physical loss or…

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Why Business Interruption Insurance Should Cover Covid-19
April 2, 2020

Why Business Interruption Insurance Should Cover Covid-19

Amend your ways and your deeds -Jeremiah Most insurance companies will deny business interruption (BI) claims for covid-19 losses by saying there was no "direct physical…

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Does Business Interruption Insurance Cover Covid-19?
March 26, 2020

Does Business Interruption Insurance Cover Covid-19?

Truth is confirmed by inspection and delay; Falsehood by haste and uncertainty. -Tacitus Business Interruption (BI) insurance protects a business from economic losses when a business…

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What Is A 998 Offer?
February 11, 2020

What Is A 998 Offer?

Do not overwork to be rich; Because of your own understanding, cease! Will you set your eyes on that which is not? For riches certainly make…

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What Is Inverse Condemnation In California After City of Oroville?
August 30, 2019

What Is Inverse Condemnation In California After City of Oroville?

It is the nature of all greatness Not to be exact. -Edmund Burke Twenty-two years have passed since the California Supreme Court has weighed in on…

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What is replacement cost coverage?
August 1, 2019

What is replacement cost coverage?

What I possess I would gladly retain. -Goethe Replacement cost coverage is an endorsement (a change) to your homeowners policy. It allows you to obtain replacement…

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What are anti-concurrent causation clauses in California?
February 5, 2019

What are anti-concurrent causation clauses in California?

Injecting some confusion stabilizes the system. - Nassim Nicholas Taleb Time for tongue twisting: Anti-Concurrent Causation Clauses in California. Say that three times fast. This overview…

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How to request a fire report in San Diego
December 27, 2018

How to request a fire report in San Diego

Home is where the heart is. -Proverb It's easy. Fill out this form, then mail it to the address listed on the bottom of the form. San…

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What to do if your house is damaged by fire
October 12, 2018

What to do if your house is damaged by fire

Far be that fate from us! -Ovid What to do depends on how bad the fire is. It also depends on whether you have insurance and,…

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FOX5 San Diego Interview On 2018 North Park Water Main Break
October 5, 2018

FOX5 San Diego Interview On 2018 North Park Water Main Break

I don't believe in accidents.   - Pablo Picasso A water main break has flooded the streets of North Park again. FOX5 San Diego anchor Jenn…

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What Is Underinsurance, And Why Should I Care?
October 24, 2017

What Is Underinsurance, And Why Should I Care?

My eyes have seen What my hand did. -Robert Lowell Underinsurance means that your property is insured for less than its worth. When you purchase a…

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What Caused The Northern California Fire?
October 14, 2017

What Caused The Northern California Fire?

Fire knows nothing of mercy. -Proverb What caused the 2017 Northern California fire? Here's what's currently being reported: People have reported cases of damaged infrastructure like…

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