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Read more about the article What Is Subrogation In California?

What Is Subrogation In California?

  • Post author:Evan Walker
  • Post published:January 26, 2025
  • Post category:california law/insurance law

Subrogation is the right of an insurance company to go after someone who caused damage to your property. Subrogation is a fancy word for reimbursement. Let's talk about subrogation in…

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Read more about the article Can An Insurance Company In California Stop Covering Your Home?

Can An Insurance Company In California Stop Covering Your Home?

  • Post author:Evan Walker
  • Post published:June 23, 2024
  • Post category:california law/insurance law

Yes. But here's some info you should know. Your Relationship With Your Insurance Company Many people have used the same insurance company for years. That doesn't mean your insurance company…

Continue ReadingCan An Insurance Company In California Stop Covering Your Home?
Read more about the article What Is Efficient Proximate Cause In California?

What Is Efficient Proximate Cause In California?

  • Post author:Evan Walker
  • Post published:January 11, 2024
  • Post category:california law/insurance law

What goes around Comes around Willie Nelson Efficient proximate cause is a legal doctrine in California. It refers to the primary cause of loss in an insurance setting. Here's more…

Continue ReadingWhat Is Efficient Proximate Cause In California?
Read more about the article What Are Howell Bills?

What Are Howell Bills?

  • Post author:Evan Walker
  • Post published:September 29, 2023
  • Post category:california law/insurance law

In the end we retain from our studies Only that which we practically apply. Goethe Howell bills refer to medical bills that were paid, not billed. Let me explain. Howell…

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Read more about the article What Is An Examination Under Oath In California

What Is An Examination Under Oath In California

  • Post author:Evan Walker
  • Post published:August 23, 2023
  • Post category:california law/insurance law

Above all, don't lie to yourself. Dostoevsky An Examination Under Oath (EUO) in California refers to a proceeding involving you (the insured) and your insurance company (your insurer). The insurer…

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Read more about the article What Is The Personal Reasons Exception in California?

What Is The Personal Reasons Exception in California?

  • Post author:Evan Walker
  • Post published:November 23, 2022
  • Post category:california law/insurance law/property damage

We are our choices Sartre The personal reasons exception is an exception to the general rule on the standard of real property damages. Here's some context. Real property is your…

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Read more about the article What Is Insurance Bad Faith In California?

What Is Insurance Bad Faith In California?

  • Post author:Evan Walker
  • Post published:October 24, 2022
  • Post category:california law/insurance law

Trust not too much to appearances. Virgil What Is Insurance Bad Faith? Insurance bad faith is when your insurance company doesn't treat you fairly. Bad faith refers to unreasonable or…

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Read more about the article What Is The Fair Claims Settlement Act In California?

What Is The Fair Claims Settlement Act In California?

  • Post author:Evan Walker
  • Post published:September 22, 2022
  • Post category:california law/insurance law

Life's not fair Anonymous Don't expect the insurance companies to tell you about the Fair Claims Settlement Act! The Fair Claims Settlement Act is a collection of laws that govern…

Continue ReadingWhat Is The Fair Claims Settlement Act In California?
Read more about the article Who is responsible for water main breaks in San Diego?

Who is responsible for water main breaks in San Diego?

  • Post author:Evan Walker
  • Post published:October 30, 2020
  • Post category:california law/insurance law/property damage

Action may not always bring happiness, But there is no happiness without action.-Benjamin Disraeli In almost all cases, the City of San Diego will be responsible for a water main…

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Read more about the article How to file a business interruption claim in California

How to file a business interruption claim in California

  • Post author:Evan Walker
  • Post published:May 24, 2020
  • Post category:california law/insurance law

Any fool can know. The point is to understand. -Albert Einstein Here are general steps you should take to file a business interruption claim in California, along with some helpful…

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Read more about the article Is Covid-19 “Physical Loss or Damage” to Property?

Is Covid-19 “Physical Loss or Damage” to Property?

  • Post author:Evan Walker
  • Post published:April 22, 2020
  • Post category:insurance law/news/property damage

Judge a man by his questions Rather than by his answers. -Voltaire A fundamental coverage question is whether covid-19 can be considered a "physical loss or damage" to insured property.…

Continue ReadingIs Covid-19 “Physical Loss or Damage” to Property?
Read more about the article Why Business Interruption Insurance Should Cover Covid-19

Why Business Interruption Insurance Should Cover Covid-19

  • Post author:Evan Walker
  • Post published:April 2, 2020
  • Post category:california law/insurance law/Uncategorized

Amend your ways and your deeds -Jeremiah Most insurance companies will deny business interruption (BI) claims for covid-19 losses by saying there was no "direct physical loss" to insured property.…

Continue ReadingWhy Business Interruption Insurance Should Cover Covid-19
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