What is replacement cost coverage?
What I possess I would gladly retain. -Goethe Replacement cost coverage is an endorsement (a change) to your homeowners policy. It allows you to obtain replacement cost coverage (RCC) instead…
What are anti-concurrent causation clauses in California?
Injecting some confusion stabilizes the system. - Nassim Nicholas Taleb Time for tongue twisting: Anti-Concurrent Causation Clauses in California. Say that three times fast. This overview of anti-concurrent causation clauses…
How to request a fire report in San Diego
Home is where the heart is. -Proverb It's easy. Fill out this form, then mail it to the address listed on the bottom of the form. San Diego Fire Department must…
What to do if your house is damaged by fire
Far be that fate from us! -Ovid What to do depends on how bad the fire is. It also depends on whether you have insurance and, if so, whether you…
FOX5 San Diego Interview On 2018 North Park Water Main Break
I don't believe in accidents. - Pablo Picasso A water main break has flooded the streets of North Park again. FOX5 San Diego anchor Jenn Karlman interviewed Evan about…
What Is Underinsurance, And Why Should I Care?
My eyes have seen What my hand did. -Robert Lowell Underinsurance means that your property is insured for less than its worth. When you purchase a homeowners policy your home is…
What Caused The Northern California Fire?
Fire knows nothing of mercy. -Proverb What caused the 2017 Northern California fire? Here's what's currently being reported: People have reported cases of damaged infrastructure like wires down and broken…
San Diego Storms: Trees, Water, and Liability
...on that day all the fountains of the great deep were broken up, and the windows of heaven were opened. -Genesis Introduction Fierce winds and a sunless sky move outside…
California: What is the Made Whole Doctrine?
In most things success depends On knowing how long it takes to succeed. - Montesquieu Introduction Misinformation abounds when people speak of the Made Whole Doctrine. This principle is important and…
What to do if your life insurance claim is denied
Follow my blog with Bloglovin “The life of the dead is placed on the memories of the living. ” — CiceroFollow these 4 steps if your life insurance company denied…