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property damage

Personal injury and property damage law explained by San Diego attorney Evan W. Walker.

Who is responsible for water main breaks in San Diego?
October 30, 2020

Who is responsible for water main breaks in San Diego?

Action may not always bring happiness, But there is no happiness without action.-Benjamin Disraeli In almost all cases, the City of San Diego will be responsible…

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Is Covid-19 “Physical Loss or Damage” to Property?
April 22, 2020

Is Covid-19 “Physical Loss or Damage” to Property?

Judge a man by his questions Rather than by his answers. -Voltaire A fundamental coverage question is whether covid-19 can be considered a "physical loss or…

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Does Business Interruption Insurance Cover Covid-19?
March 26, 2020

Does Business Interruption Insurance Cover Covid-19?

Truth is confirmed by inspection and delay; Falsehood by haste and uncertainty. -Tacitus Business Interruption (BI) insurance protects a business from economic losses when a business…

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What Is A 998 Offer?
February 11, 2020

What Is A 998 Offer?

Do not overwork to be rich; Because of your own understanding, cease! Will you set your eyes on that which is not? For riches certainly make…

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What Is Inverse Condemnation In California After City of Oroville?
August 30, 2019

What Is Inverse Condemnation In California After City of Oroville?

It is the nature of all greatness Not to be exact. -Edmund Burke Twenty-two years have passed since the California Supreme Court has weighed in on…

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What is replacement cost coverage?
August 1, 2019

What is replacement cost coverage?

What I possess I would gladly retain. -Goethe Replacement cost coverage is an endorsement (a change) to your homeowners policy. It allows you to obtain replacement…

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What is appraisal in homeowners insurance in California?
July 12, 2019

What is appraisal in homeowners insurance in California?

Home is where the heart is -Proverb Homeowners policies may require "appraisal." Here's what it is and what it means. An appraisal is an informal hearing…

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How to sue a city in California for inverse condemnation
May 22, 2019

How to sue a city in California for inverse condemnation

Rank does not confer privilege or give power. It imposes responsibility. -Peter Drucker How to sue a city in California for inverse condemnation? First, determine whether…

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What to do if trees were damaged by fire in California
May 2, 2019

What to do if trees were damaged by fire in California

Trees are poems that the earth writes upon the sky. -Kahlil Gibran First, determine who owned the trees. Second, determine what caused the fire. Third, know…

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How to file a fire insurance claim
March 1, 2019

How to file a fire insurance claim

Wisdom comes only through suffering. -Aeschylus Here's what you need to do to file a fire insurance claim. Step 1 Confirm your policy covers fire damage.…

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How to request a fire report in San Diego
December 27, 2018

How to request a fire report in San Diego

Home is where the heart is. -Proverb It's easy. Fill out this form, then mail it to the address listed on the bottom of the form. San…

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FOX5 San Diego Interview On 2018 North Park Water Main Break
October 5, 2018

FOX5 San Diego Interview On 2018 North Park Water Main Break

I don't believe in accidents.   - Pablo Picasso A water main break has flooded the streets of North Park again. FOX5 San Diego anchor Jenn…

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