What is replacement cost coverage?
What I possess I would gladly retain. -Goethe Replacement cost coverage is an endorsement (a change) to your homeowners policy. It allows you to obtain replacement cost coverage (RCC) instead…
What is appraisal in homeowners insurance in California?
Home is where the heart is -Proverb Homeowners policies may require "appraisal." Here's what it is and what it means. An appraisal is an informal hearing and is an example…
How to sue a city in California for inverse condemnation
Rank does not confer privilege or give power. It imposes responsibility. -Peter Drucker How to sue a city in California for inverse condemnation? First, determine whether you have an inverse…
What to do if trees were damaged by fire in California
Trees are poems that the earth writes upon the sky. -Kahlil Gibran First, determine who owned the trees. Second, determine what caused the fire. Third, know what damages are recoverable.…
How to file a fire insurance claim
Wisdom comes only through suffering. -Aeschylus Here's what you need to do to file a fire insurance claim. Step 1 Confirm your policy covers fire damage. Most do, however. To…
What are anti-concurrent causation clauses in California?
Injecting some confusion stabilizes the system. - Nassim Nicholas Taleb Time for tongue twisting: Anti-Concurrent Causation Clauses in California. Say that three times fast. This overview of anti-concurrent causation clauses…
How to request a fire report in San Diego
Home is where the heart is. -Proverb It's easy. Fill out this form, then mail it to the address listed on the bottom of the form. San Diego Fire Department must…
Can I sue for wildfire damage in California?
Fire is never a gentle master. -Proverb Yes, you can sue for wildfire damage in California. But you should know a few things first. Who is responsible for California Wildfire…
What to do if your house is damaged by fire
Far be that fate from us! -Ovid What to do depends on how bad the fire is. It also depends on whether you have insurance and, if so, whether you…
Who to sue for an electric scooter accident in San Diego?
New roads; new ruts. -G.K. Chesterton Who to sue depends on the type of accident and the type of scooter. The success of any lawsuit, however, depends on whether there's…
FOX5 San Diego Interview On 2018 North Park Water Main Break
I don't believe in accidents. - Pablo Picasso A water main break has flooded the streets of North Park again. FOX5 San Diego anchor Jenn Karlman interviewed Evan about…
What to do if you’re hit by a semi-truck
The road goes ever on - J.R.R. Tolkien That's an unpleasant question, but not as unpleasant as being hit by a semi-truck. Here's what to do if you're hit by…