What is replacement cost coverage?
What I possess I would gladly retain. -Goethe Replacement cost coverage is an endorsement (a change) to your homeowners policy. It allows you to obtain replacement cost coverage (RCC) instead…
How to request a fire report in San Diego
Home is where the heart is. -Proverb It's easy. Fill out this form, then mail it to the address listed on the bottom of the form. San Diego Fire Department must…
What Is Underinsurance, And Why Should I Care?
My eyes have seen What my hand did. -Robert Lowell Underinsurance means that your property is insured for less than its worth. When you purchase a homeowners policy your home is…
What Caused The Northern California Fire?
Fire knows nothing of mercy. -Proverb What caused the 2017 Northern California fire? Here's what's currently being reported: People have reported cases of damaged infrastructure like wires down and broken…
How insurance claims work
“I have striven not to laugh at human actions, Not to weep at them, nor to hate them, But to understand them.” — Baruch SpinozaInsurance companies process claims with hesitation,…