What is replacement cost coverage?
What I possess I would gladly retain. -Goethe Replacement cost coverage is an endorsement (a change) to your homeowners policy. It allows you to obtain replacement cost coverage (RCC) instead…
What Is Underinsurance, And Why Should I Care?
My eyes have seen What my hand did. -Robert Lowell Underinsurance means that your property is insured for less than its worth. When you purchase a homeowners policy your home is…
What Caused The Northern California Fire?
Fire knows nothing of mercy. -Proverb What caused the 2017 Northern California fire? Here's what's currently being reported: People have reported cases of damaged infrastructure like wires down and broken…
El Niño Cometh: Understanding Your Homeowners Policy
“Nature cannot be ordered about, except by obeying her. ” — Francis Bacon I'm told that the storms of early January were but a foretaste of things to come. If…
What to do if your homeowner’s insurance claim is denied
“Mid pleasures and palaces though we may roam, Be it ever so humble, there’s no place like home. ” — J.H. PayneNo one wants their homeowner's claim to be denied,…