This is my first blog post from my new San Diego location. So hey La Jolla, San Diego. Let’s discuss why I’m necessary.
If you think you have a bodily injury claim, you could hire a personal injury lawyer. Here’s why you want to.
Proper evaluation of your claim
Generally speaking, you are entitled to recover all damages caused by all responsible parties. A personal injury lawyer can evaluate your claim and determine the extent of your damages. You may not have realized that you could recover lost wages if the injury caused you to miss work. A personal injury lawyer can also identify all possible defendants. Of course you knew that the driver who hit you is responsible. But did you know that the owner of the car could also be responsible? And perhaps the manufacturer of the car is responsible too.
Possibility of litigation
Rarely will you receive a reasonable offer from an insurance company without litigation. Litigation is complicated, exhaustive, and expensive. Insurance companies know they can give you a low settlement offer because they assume you won’t (or can’t) pursue litigation. Personal injury lawyers litigate and possess the required expertise and resources. Litigation generally forces insurance companies to provide a more reasonable settlement offer.
Reduction of liens
Clients are surprised to learn that if there’s a recovery they may be required to pay back their health insurance company. That’s because the health insurance company may have a lien on any settlement proceeds. A personal injury lawyer, however, can help reduce the amount of the lien.
California Civil Code 3040 (c)(2) provides that if an attorney is retained, the lien cannot exceed 1/2 of the money due to the client in any settlement. Personal injury lawyer have other ways to reduce your liens even further. This, in turn, gives you a greater recovery.
The defendant isn’t on your side. The insurance company isn’t on your side. Who is? Personal injury lawyers work on contingency, which means they don’t get paid unless you recover. So you and your attorney have a shared interest: actual and maximum recovery.
Claims, and especially litigation, take time. Insurance companies know you don’t have a lot of time, and they use that against you. A personal injury lawyer handles your claim for you. You don’t have to worry about lost time.
There are more reasons, but you get the idea. And most personal injury lawyers give free consultations, so when you schedule one ask the lawyer why he or she is necessary. That will get their attention.
Questions? Contact Me for a free consultation.